SBA Loans: How They Work, Requirements, Types and How to Compare Lenders

SBA Loans for U.S. small business financing

SBA loans are business loans made through participating lenders or approved intermediaries under programs supported by the U.S. Small Business Administration. They can help eligible U.S. small businesses finance working capital, equipment, real estate, business acquisitions, expansion and other permitted needs, but they are not automatic approvals and the SBA does not usually hand the … Read more

SBA 7(a) Loans: How They Work, Costs, Eligibility and Repayment

SBA 7(a) loans and small business financing

SBA 7(a) loans are one of the best-known forms of government-backed small-business financing in the United States, but the name can create confusion. The U.S. Small Business Administration does not usually hand the borrower money directly. Instead, a participating lender makes the loan, while the SBA provides a guaranty under program rules that can reduce … Read more